Refinancing loan is you apply for a new loan to cover your previous loan which can help to reduce the monthly loan repayment. If your facing financial difficulty after 5 years of loan repayments, then this option will be the best to you to reduce your financial burden by getting the lower interest rate on home loan and can also get the cash out […]
In a previous article, we’ve talked about the pros and cons of purchasing a property in cash versus applying for a home loan. Home loans work the same way as any other loan does. The lender (the bank, as is often the case) charges an amount of interest and the borrower pays the money back … Read more
Ever wondered how you would handle your property if you had loads of money stashed up? We break down the essentials to help you breeze through this process. If you were cash rich and had RM1,000,000 (although not everyone considers this cash rich) sitting in the bank – would it better to save on all … Read more
A self-employed person, be it as a freelancer, a consultant or artist faces challenges in obtaining a home loan due to the fluctuating nature of their income sources. This article highlights some useful tips, which a self employed person can implement to succeed in achieving bank loans. While you may be living the dream as a self-employed person, … Read more