Refinancing loan is you apply for a new loan to cover your previous loan which can help to reduce the monthly loan repayment. If your facing financial difficulty after 5 years of loan repayments, then this option will be the best to you to reduce your financial burden by getting the lower interest rate on home loan and can also get the cash out […]
Being a homeowner is a joyful moment in life. BUT!!!!! How if you’re no longer to make home loan repayment? Do you have faith in yourself that you can still make your home loan repayment after 5 or 10 years? Due to the living costs are gradually increased in Malaysia, many youngsters and first-time homebuyers … Read more
What do you need to do to get approval on your mortgage loan? In general, the bank officer will assesses your borrowing power based on the following 4 points; 1. Debt Servicing Rate (DSR) 2. Individual Risk Profile 3. Property Valuation 4. Loan To Value The DSR is shows how much of your income is used to pay … Read more
Finding the perfect home is one thing — finding the best mortgages rates is entirely another. Indeed, the mortgage application process can take a long time, be incredibly tedious and strenuous, and quite frankly, very stressful. Home mortgage lenders will go to great lengths to make sure that you will be able to pay them … Read more