Home Loan | Wealth Mastery Academy - Part 6

Category Archives for "Home Loan"

Mortgage LTV Ratio & Margin of Finance for Home Loans

In Malaysia, it is normal to expect 90% LTV ratio for a residential mortgage loan (more commonly known as a housing loan). But Bank Negara closely regulates the LTV ratios for residential mortgage loans to prevent uncontrolled speculation. If a person has 2 or more existing residential mortgage loans, LTV is capped at 70% for […]

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Applying For A Home Loan If You Are Self Employed

A self-employed person, be it as a freelancer, a consultant or artist faces challenges in obtaining a home loan due to the fluctuating nature of their income sources. This article highlights some useful tips, which a self employed person can implement to succeed in achieving bank loans. While you may be living the dream as a self-employed person, […]

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